Anadolu Residential Fire Insurance cover your home and the contents in it against several risks such as fire, theft, flood and/or eartquake.
Your home might become unusable. If you’re a tenant you might have to move out… If you’re an owner, you might lose expected rental income. You might even have to pay the expenses of moving or of removal of debris.
Anadolu Residential Fire Insurance policy issued for your home and properties will cover you against all these risks and ensure your continued happiness.
Anadolu Residential Fire Insurance Policy is a single policy that provides coverage against multiple risks. It is a comprehensive package insurance policy specially designed for your needs. With this policy you can enjoy the peace of mind of knowing that your house, your furnishings, and even your loved ones are covered.
Moreover Anadolu Residential Fire Insurance provides you an extremely economic solution to have such a wide coverage.What’s more, even though it provides such extensive coverage, Anadolu Home Insurance is a highly economic solution.
The risks, automatically covered by Anadolu Residential Fire Insurance policy are listed below:
|Landslide||Cash and negoitable securities|
|Earthquake||Strike, lockout, riot, civil commotion, malicious acts, terrorism|
|Removal of debris||Fire financial liability|
|Storm||Loss of rent|
|Smoke||Transportation to a temporary address|
|Snow weight||Alternative Residence Replacement Expenses|
|Flood||Belongings of guests|
|Internal water||Furnishings covered even if outside the dwelling|
|Insufficient Insulation||Electronic equipment|
|Land vehicles’ impact||Machinery breakdown|
|Aircraft impact||Family Insurance (Personal accident and third party liability)|
|Sea vehicles impact||Home Minor Repair Assistance|
|Glass breakage||Anadolu Home Assistance|
Fixed Installions’ theft
|Emergency Health Services|
As a householder you’re required by law to issue a “Compulsory Earthquake Insurance Policy”. Your contents and the difference between sum insured of the building&foundation of your house and the limit of compulsory earthquake insurane are covered by Anadolu Residential Fire Insurance policy.
Other special advantages automatically provided by Anadolu Fire Residential Insurance policy offer even more coverage for your happiness and peace of mind now and at even more attractive prices:
Anadolu Service is at your disposal with whatever services you may need in your home. These services include:
New Replacement Value
When any insured risk occurs in your home or its furnishings, the loss indemnification payments is calculated based on the new replacement value of the damaged item at the time damage takes place. No deductions are made for worn-out and/or corrosion and/or use.
Fixed Installations’ theft
Fixed installations of the building are protected against theft risk.
If the insured is a tenant, in case of a loss included in the policy, the expenses of painting, whitewashing, varnishing and fixed decoration are covered.
Transportation to a temporary address
Items that are specified in the policy are covered against risks to which may occur while they are temporarily transported to an other address for purposes of maintenance and/or repair.
Furnishings covered even if at a different location
Furnishings that are moved and/or stored in a different location in order to protect them during or after a loss, are covered against the risks covered in the policy
Furnishings covered even if outside the dwelling
The insured contents, in the borders of T.R. and N.C.T.R., are covered up to 5% of the total contents and precious belongings in case of being kept outside the insured address..
Guests’ properties also covered
Items belongings of the guests in the insured residence are covered up to a TRY 1,000 limit.
Direct damages of fuel leakage at the fixed heating installations to the insured belongings is included with the limit of 5% of total sum insured.
Special discount for more than one residence
If you have more than one policy providing building coverage you qualify for a 10% discount.
At the first renewal following a year in which there were no claims, a 15% discount is applied. This no-claims discount is 20% at the second renewal and 30% at the third.
Transferable no-claims bonus
If you have a residential insurance policy with another insurance company and have reported no claims on it during the most recent year, you qualify for a no-claims bonus when you purchase a Anadolu Residential Fire policy
Reserving of no-claims bonus
If the total value of losses reported at your insured residence while the policy remains in force is less than or equal to 5‰ of the total sum insured, your no-claims bonus status is not affected.
Works of art, antiques, articles made from precious metals, jewellery, furs, antique and precious carpets, and all other similar items are also covered provided that their sums insured are indicated and the items are listed as valuables on the policy.
Cash and negotiable securities
Cash items and negotiable securities are covered up to 5% of the total sum insured of the contents, provided that their sums insured are indicated and the items are listed as cash and negotiable securities on the policy.
The policy provides coverage for elevators, generators, transformers, boiler room equipment, and pool installations that are part of your residence.
Complete protection against inflation with Anadolu Home Insurance
You may have your Anadolu Residential Fire Insurance policy protected against the effects of inflation if you wish. In this way, increases in the value of your home and furnishings due to inflation will be covered up to a desired rate during the lifetime of a one-year policy.
7 * 24 Anadolu Assistance and Claim Operations Line: 444 0 350
Anadolu Insurance Company’s “Anadolu Assistance and Claim Operations Line” is accessible 24 hours a day 7 days a week on 444 0 350 by fixed and mobile telephone without having to dial an area code from anywhere in Turkey. Our Anadolu Assistance and Claim Operations Center is at your service round the clock to take care of your Anadolu Assistance Home proceedings, accept damage reports, provide information about the status of reported claims, and issue no-claims bonus certificates for motor insurance.